UR App: Effortless Spending & Off-Ramping for Your Crypto Gains

Having trouble spending your crypto profits? That ends today.

The launch of UR Neobank is here to make your crypto usable in everyday life, with an international debit card ready to go.

UR app is the perfect place to spend your crypto gains or off-ramp to fiat. All in one place.

UR is an on-chain bank — no bureaucracy to open an account. It combines Swiss-regulated banking with Web3 tech, and it’s backed by Mantle Group.

You can deposit from Ethereum, Arbitrum, Base, and Mantle networks using $ETH or $USDC. Then simply convert to fiat and start using it!

To help you understand how it works, I recorded a quick and clear explainer video.
To access the UR app, you’ll need an invite code. Message me on Discord or X and I’ll get one for you!

How does UR NeoBank actually work?

➢ UR currently operates in 40+ countries (see the next tweet to check if yours is included).

➢ KYC is required to open your account and get your Mastercard debit card.

➢ You’ll receive a Swiss IBAN supporting EUR, USD, CHF, and RMB

➢ Fiat deposits are tokenized 1:1 on Mantle Network

➢ Your identity becomes a non-transferable NFT (your on-chain DID)

➢ You get a Mastercard debit card linked to your fiat balance. Spend crypto anywhere Mastercard is accepted.

➢ You’ll receive $10 in new user bonuses once onboarded, and could win up to $3,000 weekly by spending via the UR card.

➢ The team is open to feedback and constantly improving UX based on user suggestions.

➢ Coming soon: earn passive yield on your UR balance using Mantle-native products like $mETH and MI4.

➢ Also coming soon: traditional SWIFT/SEPA support for seamless fiat ↔️ crypto transfers.

Supported Countries & Regions

➢ UR app is available to residents of the following:
Australia, Austria, Belgium, Brazil, Bulgaria, Canada, China, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Iceland, Ireland, Italy, Japan, South Korea, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan, United Kingdom, Åland Islands, Faroe Islands, Réunion, Svalbard & Jan Mayen

➢ Not eligible for KYC (even if you live in a supported country):
Russia, North Korea, Iran, Guam, American Samoa, Northern Mariana Islands, U.S. Minor Outlying Islands, Puerto Rico, United States

Fees, limits & more

Account:
➢ Free to open

Debit Card Usage:
➢ Monthly limit: €20,000
➢ Daily limit: €10,000

Transaction Fees:
➢ Crypto → Fiat: 0.5%
➢ Foreign Exchange (EUR, CHF, USD, RMB): 1%
➢ Transactions on Mantle: Network fee applies

Swiss IBAN:
➢ You can deposit EUR or CHF directly to your UR account
➢ Processing time: 1–2 business days
➢ Deposits after Friday 3PM CET, on weekends, or during Swiss holidays will be credited next business day.